AR Debt Relief

Credit Counseling: Orem (UT)

Would you like to manage your money more efficiently and reduce the amount you owe each month?

Let us match you with a debt specialist who can:

  • Review Your Debt Profile.
  • Provide a Savings Quote.
  • Help You Find the Best Solution.

Debt management and credit counseling providers are effectively paid by whomever you’re paying back. Because of this, the costs are typically very cost-effective, from $0-45 per month.

There are 84,544 people living in Orem, UT, and it’s thought that 3,118 are late on their credit card payments.

>> Get Your Free Cost Credit Counseling Consultation!

Managing Debt in Orem, UT

Credit Counseling Orem UT

How much debt do you owe as a whole? If you find yourself having to pay over fifty percent of your earnings monthly on rent/mortgage, loans, and credit cards, you ought to request a savings estimate as soon as possible.

Imagine if you’re paying out $1,559 on a monthly basis and you only make $3,117. In that case, your credit counseling expert may have you participate in a debt management program (DMP). As part of a DMP, your Orem UT credit counselor may able to get more affordable rates and costs from the firms you’re paying back.

You won’t need to speak with your creditors, since your credit counselor will handle things from this angle.

Credit Counseling vs Other Options

Many consumer credit counseling organizations strive to have debt free within just 36 months. Though this generally doesn’t make your credit rating go down, it may be hard to get new credit. Having said that, if you were to choose a debt settlement program, your credit score would probably be seriously harmed.

Identifying Credit Counseling Ripoffs in Orem, UT

Credit Counseling Orem UT

If you work with an honest firm, credit counseling can be a life-saver. In point of fact, the FTC now demands it for those filing bankruptcy in Utah and countrywide, but it is crucial to make sure that your credit counseling firm is of good standing. You can do this in various ways, like verifying their testimonials from others, examining their accreditation status, and viewing their BBB page.

Please remember, non profit status isn’t going to always mean that a credit counseling firm is honest, and being for-profit does not necessarily mean they are not to be trusted.

>> Free No Obligation Debt Assessment

In order to find out how much credit counseling could save you, you need to contact a debt relief professional, but your monthly payments should be lower thanks to interest and penalty savings.

Credit counseling helps you save time and cash. Learn more today.

Credit and Debt Counseling in Orem, UT

  • Financial Freedom International, 472 W 800 N, 84057
  • A Debt Free Consumer, 380 E 720 N, 84057