Have you been struggling to find a better way to repay your debt? Then working with a qualified credit counselor in Ogden UT could help.
We match you with credit counselors and debt management companies in Ogden to get you the help you need.
The majority of consumers who sign up for credit counseling have consistent work, debts in excess of $5K, and the desire to clear their debts.
Though credit counseling will not decrease your debt, it will look far better to potential creditors than debt settlement.
If your debt to income ratio is greater than 50%, we suggest you look into credit counseling asap. For the average Ogden consumer who has earnings of $1,418 per month, this is more than $709 a month.
An important component of credit counseling is managing debt. As part of a debt management plan, your Ogden UT credit counseling agency may able to negotiate lower interest levels and better terms from the creditors you’re paying back.
You will write just one check a month to your Ogden credit counseling service. They mail the proper percentages to each of your creditors.
Choosing a Credit Counseling Service: Ogden (UT)
All in all, credit counseling and debt management plans have been checked out by the FTC and other federal authorities. All the same, keep away from any credit counselors in Ogden that say that they will:
- Stop all calls from collection agencies
- Eliminate guaranteed debts, such as car loans
- Bill you in advance for their assistance
For additional information, read this FTC guide on the topic.
With credit counseling, you pay back all the money you owe. The good thing is, it does contribute to cheaper monthly bills by way of dramatically reduced, even frozen, interest and fees. To discover just how much you could save, you need to speak to a skilled Ogden credit counselor – today!
Debt Management and Credit Counseling: Ogden (UT)
- Consumer Credit Counseling, 2751 Washington Blvd, 84401