AR Debt Relief

Credit Counseling: American Fork (UT)

Has your credit debt been stacking up? If so, you should enlist the services of a credit counseling firm in American Fork, UT.

We match you with leading debt analysts companies to get you the debt relief you need.

As for the cost of credit counseling, American Fork residents typically find that it’s the most cost-effective means of getting out of debt.

We estimate that 1,123 of the 30,441 consumers who live in American Fork can no longer afford to make their revolving credit payments on a monthly basis.

>> Get Your Free Credit Counseling Quote!

How much is your debt as a whole? For those who are having to pay more than 50% of your earnings each month on rent/mortgage, loans, and credit cards, make sure to find out how much you could save as soon as possible.

Have you got at least $10,000 in debt or have a DTI of 50% or higher? Then your credit counselor may well decide that you need to take part in a debt management plan (DMP). If you enroll in a debt management program, your American Fork UT credit counselor may able to get less expensive rates and costs from the firms you borrowed from.

You’ll submit only one payment to your American Fork credit counselor. They mail out the right percentages to your creditors.

Choosing a Credit Counseling Company: American Fork, UT

As an industry, credit counseling has been checked out by the FTC and other government bodies. But the truth is, stay away from any credit counseling services that claim they’re able to:

  • End all debt collector calls
  • Eliminate secured debt, such as auto loans
  • Guarantee the removing of unsecured debt
  • Stop creditors from suing you
  • Charge you upfront for their solutions

Please remember, being a not-for-profit won’t guarantee that a credit counseling business is legitimate, and vice versa.

>> Get Your Free Savings Estimate

Too many people mistakenly believe that credit counseling is ineffective simply because it can’t decrease your overall debt, but they forget that a DMP ought to decrease your rates – a powerful way to lower your costs.

Ready to learn how fast credit counseling could free you from debt?

Bankruptcy and Credit Counseling in American Fork (UT)

The down economy ended up being a problem for everyone, and bankruptcies practically endemic in American Fork and across Utah. It’s estimated that 225 of American Fork’s 30,441 residents have had to resort to bankruptcy. Before declaring bankruptcy, you will be required to attend an approved credit counseling program and obtain a certificate to be presented during your bankruptcy proceedings.

You can go through the program in person, by phone, or online, as long as you obtain the required certificate

In many instances, you will need to enroll in credit counseling after bankruptcy too. For an approved list of approved Utah credit counseling programs, click this link. Alternatively, you can talk to a seasoned debt consultant by completing this form.

Debt Management and Credit Counseling Agencies in American Fork (UT)

  • Eagle Financial Resources LLC, 125 E Main St, 84003