AR Debt Relief

Debt Consolidation: Ogden (UT)

We connect residents of Ogden, UT, with debt consolidation pros who help them:

  • Decrease their monthly payments
  • Minimize their APR rates
  • Decrease collection agency calls

You’ll find two specific types of debt consolidation strategies: some with loans, others without. In both cases, you need to have a steady source of income. Please don’t delay. Discover how much a debt consolidation firm in Ogden, UT, can save you.

>> Free No Hassle Debt Consultation!

The most common form of debt consolidation in Ogden, UT, involves the management of debt through a debt management plan. A DMP provides many advantages:

  • Consolidated Payment Per Month
  • Lowered Rates
  • Forgiven Extra Fees

If you’re searching for a credit card consolidation company in Ogden, UT, this is among the most affordable ways to go. Registration ought to cost around $75, and monthly fees $25-40.

Debt Consolidation Ogden UT

If you’ve got a good credit record, you may be able to use a debt consolidation loan to repay your debt. Instead of mailing payments to an array of collectors on a monthly basis, you’ll have your monthly payment. Of all the debt relief options, a debt consolidation loan has the best effect on your credit score. Having said that, it can be risky. If the loan is backed by the value of your loan, don’t forget what happens if you go delinquent.

Get in touch with a debt consolidation consultant to determine which debt consolidation strategy is best for you.

>> Get Your Debt Evaluation Today!

Consolidating Payday Loans in Ogden (UT)

The very high interest rates that come with payday loans can lead to major debt. Take a look at these numbers:

  • Ogden residents who have one or more payday loans: 8,025
  • People in Ogden who’ve got 2 or more payday loans: 6,099
  • Ogden residents who are overdue on these loans: 3,531

Thankfully, we work with Ogden UT payday loan consolidation firms.

Want to learn more about payday loan laws and regulations in Utah? For additional information, visit this website.

When to Consolidate Your Debt

Are you aware how much credit card debt you’ve got?

Let’s look at the optimal debt load for an average resident of Ogden, UT:

Annual Income Per-Month Income Ideal Debt Load Problematic Monthly Debt
$17,020 $1,418 $510 $709

Of the 154,318 residents of Ogden, 12,935 can hardly afford to make the minimum monthly payments. Don’t be one of them.

Debt Consolidation Regulations

Debt Consolidation Companies Ogden UT

As outlined by the FTC, any Ogden, UT debt consolidation service needs to fully explain:

  • Cost structure.
  • How long their program takes.
  • How much you have to save before they’ll speak with your creditors.
  • How your credit score will be impacted.

Always look into any Ogden debt consolidation company before enrolling. To find out more, have a look at the FTC information in our resources area.

Debt Consolidation Agencies in Ogden, UT

  • Consumer Credit Counseling, 2751 Washington Blvd, 84401